and you need to find out if the 長者 **** in the car, who's paying for the clean ups?作者: fibbi 時間: 2009-9-18 09:30
I"m no expert in this area. But isn't it similar as you drive your friend in your car?
Basic insurance from ICBC:
Accident Benefits Accident Benefits covers medical care or financial support after a crash. It covers you and members of your household, plus any other occupants of your vehicle, as well as cyclists or pedestrians who collide with your vehicle.作者: AAC 時間: 2009-9-18 10:59
I'm worry if they get hurt during loading when the car is in parking condition.
If they are my friends or relatives, 90% they won't go after me. But if they are strangers.... it's hard to say.
Not sure if there is waiver of liability statement....作者: Lik 時間: 2009-9-18 11:35
If it is a charitable / non-profit organization asking to you to for the voluntary service, they are bound to have some sort of liability policy in place. Chances are, the organization has already purchased some sort of insurance, and while you and your vehicle are being used to assist them in their programs, that insurance coverage would extend to you, your vehicle, and your passengers. A prime example of this is when teachers / parents / relatives / volunteers drive school children to school-related events. VSB, for example, has some huge coverage kicking in when a parent or a coach drives the school team to a game or something. However, I think the driver has to sign some sort of form before coverage is extended to the driver and his vehicle.
If there is no such policy in place, then I think it would be safe to say that you are totally at your own risk.
