Do I need to open a TSFA account before I can accumulate contribution room for each year? Suppose I start the account in 2010. I know it is $5000 per year. But if I did not set up the account in 2009, can I carry forward the $5000 contribution room to 2010, so that I now have $10,000.作者: B2L2 時間: 2009-12-16 07:52
My understanding, yes, you could accumulate that without an account.作者: raima 時間: 2009-12-16 09:12
you don't need an actual account to accumulate your $5000. if you didn't put anything in your tsfa account in 2009, then yes, you can contribute $5000 X 2 = $10k in your tsfa account in 2010.
