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標題: Which credit card company do you use? [打印本頁]

作者: puZZle 時間: 2008-1-19 02:19 標題: Which credit card company do you use?

I need to get a credit card for myself

just wondering what I need to be aware of

and any suggestions on company?

作者: koala 時間: 2008-1-19 02:26

aware of: annual fee, interest rate, rewards or dividened

currently i am using RBC Avion, i think that's the best one...at least suit my needs...

作者: Alcoholic 時間: 2008-1-19 02:56

sony MBNA
it used to be under Citibank
no annual fee, $1 per point to exchange for sony points for sony products

TD Travel Gold

CIBC dividen

作者: koala 時間: 2008-1-19 03:02

sony MBNA

but what is the interest rate on that...normally MBNA has high interest on the credit card....

作者: jackmeister 時間: 2008-1-19 03:28

TD Gold Elite
if you have their select service account then this card is included for free (keep 5000 minimum balance or else pay 25/month)
its 1% dividend along with travel protection, car towing etc.. sometimes they have a special for 2% for a limited time for new clients? when i got it i got almost 3 months of 2% dividend

作者: cola14 時間: 2008-1-19 10:10

MBNA- UBC alumni
CIBC classic (but i really should get a dividen)

作者: Traum 時間: 2008-1-19 11:07

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作者: Ultraman 時間: 2008-1-19 11:46

I use mainly free Airmiles related cards like AE and MC. Haha.....

作者: Alcoholic 時間: 2008-1-19 11:57

koala,
i don't know the interest rate...hahaha
cus i always pay off the entire balance every month no matter how much i spend...so it doesn't really affect me~

作者: shutterbug 時間: 2008-1-19 12:40

原帖由 jackmeister 於 2008-1-19 03:28 發表
TD Gold Elite
if you have their select service account then this card is included for free (keep 5000 minimum balance or else pay 25/month)
its 1% dividend along with travel protection, car towing etc ...

Yes, I was looking at this too and I think this is the best deal if you can keep 5k in your account. All of the bank services are free; they even give you free cheques. Moreover, they give you the gold elite card including free complimentary cards for free, which is normally $120/year.

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