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標題: 14%新人靠借錢充撐婚禮 [打印本頁]

作者: KittyLeung74 時間: 2010-6-3 12:12 標題: 14%新人靠借錢充撐婚禮

人生大事經濟雖差亦不吝嗇

(多倫多2日加新社電)結婚是人生大事﹐就算經濟低迷﹐加拿大人辦婚禮﹐還是不會吝嗇。
最新調查發現﹐儘管經濟狀況不穩定﹐加拿大人花錢辦婚禮﹐平均預算超過2萬元。
根據《婚鈴》雜誌(Weddingbells)的年度讀者調查﹐全國1200多個準新娘的平均婚禮預算是20,129元﹐比2009年的19,279元略多。
最新調查也發現﹐47%的新人計劃用自己的儲蓄結帳﹐32%要靠家人補貼﹐14%的新人會借錢。
《婚鈴》雜誌總編輯麥基爾(Alison McGill)說﹕「現時經濟不明朗﹐一般人以為婚禮預算應會減少。情況剛好相反﹐我們發現新人願意花大錢﹐實現他們的婚禮美夢。那就是說﹐新人重視婚禮的每一個細節。」
新娘的婚紗﹐肯定不可以省錢﹐她們平均用1093元購置新娘禮服。
調查發現﹐情侶最喜歡在12月求婚﹐在一年最後一個月提婚事﹐比例接近四分一。
婚禮是愛的頌歌﹐但調查顯示﹐一些新人不一定咬弦。
調查發現﹐17%的受訪者在訂婚以後﹐與愛侶有更多爭拗。另一方面﹐54%說感情愈來愈濃烈。年度調查也說﹐將近四分一的受訪者還惦念舊愛﹐22%承認他們不完全忘卻舊愛。
該項網上調查抽樣訪問全國1241名讀者﹐調查誤差率為正負2.8個百分點﹐20次有19次。

你會儲錢去結婚?靠家人補貼?借錢?

作者: samsung 時間: 2010-6-3 13:33

no money no talk

no wonder my friends don't want to get married anymore... in fact if they can borrow some money for their wedding, after their wedding they should be able to repay immediately as they will get a lot of presents and yan ching, right?

作者: fibbi 時間: 2010-6-3 13:39

Well, depends if your friends are cauasian or chinese la....cauasian tends to give you GIFT and think that $ gift is rude....
From my own experience....the gift $ can't cover the whole banquet...

作者: Quest 時間: 2010-6-3 15:03

Paid for my wedding straight out of our savings (80% mine, 20% my wlfey's). No need to borrow in to red to host a wedding.

Many of my friends who wedded recently opt for not to put out any extravagant event: i.e. no banquet. That helps them in keeping their budget under control.

Q.

作者: samsung 時間: 2010-6-3 15:05

Paid for my wedding straight out of our savings (80% mine, 20% my wlfey's). No need to borrow in to ...
Quest 發表於 2010-6-3 15:03

so banquet is the most costly?

作者: fibbi 時間: 2010-6-3 15:07

回復 4# Quest

I think the banquet does not cost as much when you count the gift $. Even though the gift $ may not cover the whole banquet the $ won't be too far off.

I think it's the other stuff that costs...
Ring
wedding picture (pre wedding and wedding)
Wedding videography
wedding ceremony (church or not)
flower decor
honeymoon
過大禮 items

作者: Quest 時間: 2010-6-3 17:24

回復 Quest

I think the banquet does not cost as much when you count the gift $. Even though ...
fibbi 發表於 2010-6-3 15:07

Here in Canada, wedding can be very frugal, or it can be extravagant.

I give you 3 examples, each with an approx. budget:

Scenario 1: wifey's good friend wedded a caucasian male. Wedding cost is only approx. 1600CAD (a small catering reception for their closest friends and relatives, all held at the provincial marriage minister's home in N.West). Then after the wedding, they all headed off to a nearby AYCE guay-low banquet, all paid by themselves (guests).

Scenario 2: my friend's wedding held at Cecil green in UBC, facing the sea; with a small string quartet playing music at the background. small reception catering on-site, with marriage minister on-site and what not. Dinner @ the then previous (changed hands already) 2nd floor Chinese restaurant @ Raddisons in Rmd (the entire restaurant). Also including flying 8+ guests from HK and back: total est. over 86,000CAD+. Hung-liang wedding package + diamond ring came to an addition 8k on top of that.

Scenario 3: wedding in the Winter (Jan) @ Minoru Chapel with minister on-site, wedding gowns and tux all rented from Susanna's (package deal, with photos, etc. for 3800CAD), chapel + minister for 400CAD. Dinner banquet (8tables worth) for approx. 4800CAD all-inclusive. Wedding rings (Japanese cast platinum rings for both, bought locally in Rmd) for an additional 2100CAD. Total: 11,100CAD.

Of all 3 scenarios, the middle one cost the groom an arm and a leg. Obviously, he had to borrow into his line of credit and various means to pay for it.

Q.

作者: Quest 時間: 2010-6-3 17:26

回復 5# samsung

in my case:yes.

作者: fibbi 時間: 2010-6-3 17:59

本帖最後由 fibbi 於 2010-6-3 18:02 編輯

回復 7# Quest

Wedding is never cheap...(unless wedding in backyard (no cost for venue) and BBQ style, like your case #1).

Otherwise, it's never cheap, at least 10K. It's not surprise to see people have to borrow/finance the wedding. But one thing though, you don't pay all that 10K in one time. Say wedding ring, probably get that 1 year ago during engagement. Then a few months ago take pre wedding pictures, then closer to wedding day needs final payment for venue, on wedding day the banquet $, and after the wedding some $ for wedding day pictures/videos when you actually get the final product.

But Chinese...usually parents will contribute something la...like the banquet. The rest is on the couple's own.
不過大有大攪，細有細攪啦。

I have friends getting married in the chinese restaurant, then have dinner there afterwards. That saves the venue charge...and also having friends take wedding day pictures and video. That could save another $3000 la.
For pre wedding package, there are some around $3000 (or less), but provided that the wedding gown is provided for wedding day, it's not as bad la.

作者: fibbi 時間: 2010-6-3 18:11

回復 7# Quest

Btw, your 2nd friend case....if budget is a concern (since he needs to borrow)...why pay for flying ticket to/from HK? I think it's a bit too much, and not necessary.

作者: Quest 時間: 2010-6-3 18:31

回復 Quest

Btw, your 2nd friend case....if budget is a concern (since he needs to borrow)... ...
fibbi 發表於 2010-6-3 18:11

Let's just say that scenario 2 was a wedding (along with the relationship) that gone bad as the event unfolds.... (sorry, cannot provide any details beyond this point but nonetheless: it's a true story)

Q.

作者: fibbi 時間: 2010-6-3 21:16

回復 11# Quest

No wonder...

作者: tofu 時間: 2010-6-3 21:19

不過大有大攪，細有細攪啦 - agree, don't understand why people want to borrow money for wedding.

why pay for flying ticket to/from HK?
pay for guests' tickets/hotels are pretty common. i thought it is part of traditional

作者: fibbi 時間: 2010-6-3 21:28

回復 13# tofu

pay for hotel is more common...but flight ticket....unless the family is "lee ga sing"...thta's different la...avg family...i don't think it's necessary lor...

作者: news 時間: 2010-6-4 09:16

thts why so many wed in vegas!!!

作者: daimo 時間: 2010-6-4 10:05

if people are not on the same page on how to spend $ then they should get counseling before they even talk about the wedding ...

作者: MAXIMUS 時間: 2010-6-4 11:35

I'll opt for a quick and cheap wedding in Vegas,
everything, including bride's maids, guests can be rented

作者: sheep 時間: 2010-6-4 11:57

回復 17# MAXIMUS

easy come, easy go

作者: MAXIMUS 時間: 2010-6-4 14:16

回復 18# sheep

All the troubles for a piece of paper

作者: soli 時間: 2010-6-4 19:29

I'll opt for a quick and cheap wedding in Vegas,
everything, including bride's maids, guests can be ...
MAXIMUS 發表於 2010-6-4 11:35

ET 唔係打正旗號話黎LYK溝女咩? 做乜o CHEAP 呀?
o甘講好趕客窩~ lol

作者: sheep 時間: 2010-6-4 20:06

回復 19# MAXIMUS

yesterday, all my trouble seems so far away

作者: bubble 時間: 2010-6-5 12:58

無錢又要充大個頭做門面婚禮,结完婚就知死,一日威水,之後大鑊,貧賤夫妻百事哀.

作者: BuddhaGirl604 時間: 2010-6-5 15:33

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作者: spoonek4 時間: 2010-6-6 09:36

唔係卦QUEST兄﹖

我以前都有個土生仔同事俾好多錢出黎攪wedding，好似7萬幾﹖之後一路o係度pay off D債，戥佢辛苦...

我自己就寧可唔好攪咁大，真係頭都痛，我寧可洗果D 錢同我未來老婆4圍去玩。海外親友既機票食宿就真係睇下有幾close喇，多數都唔會俾，特別係果D自己做緊野賺錢果D。好似我best friend o係HK結婚我自己點都會搵辦法返去，冇理由要佢操心埋呢D野。

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