ICBC 拒絕修理我部車，可以點呢？

AAC

15年車撞爛bumper 同車蓋，ICBC估價需要四千元修理，但因車齡高，市值不及修理費，所以ICBC不肯修理，只願意以不足$2500的市值購入。其實我架高齡車一直有定期保養，行得跑得，冷暖氣HIFI都ok，而且機件在碰撞下，亦無損傷，只係車頭部份要做body work。
在這情況下，如果要求不高，舊零件都無所謂的話，外面修車廠會否比ICBC所認可的平好多？ 我好想keep番部車作日常代步，但只係車頭化粧，唔駛修機械都要四千，又幾重皮。
希望聽取大家意見。

satil

如果確定車架沒有問題及其他車身沒有變形.
去爛車場, 買番同款舊bumper同車蓋,數十到數百元.
找間車身修理, 換上, 噴油. 數百.

AAC

如果確定車架沒有問題及其他車身沒有變形.
去爛車場, 買番同款舊bumper同車蓋,數十到數百元.
找間車身修理 ...
satil 發表於 2012/3/9 20:22

肯定車架無問題，十咪車速都唔夠。
但唔識爛車場，有無車身修理可以代辦，或介紹 ？
是否ICBC規定用新零件，所以要咁貴？

satil

icbc是按本子辦事, 一切都寫在書中, 每項都有估價.
是用新零件為基礎.

chobit

Can you negotiate with ICBC, so that they would pay you while you keep the old car, so that you can use that money to buy use parts for the repairs?
Another thing is, you can bring out all your receipts which shows all the regular service that are done and the car is running in perfect shape, etc... that my allow you to get a few dollars more from their current offer.

AAC

Can you negotiate with ICBC, so that they would pay you while you keep the old car, so that you can  ...
chobit 發表於 2012/3/9 21:09

Good suggestion.  But first of all, I need to find a bodyshop that help me to find and installed used parts, in a less expensive way.  Any recommendation ?  
Can I negotiable with ICBC that I can accept used parts for less reparing charges ?  Does ICBC has policy to accept used parts to work out total repairing cost lower than vehicle market value ?

elan7e

回復 1# AAC

If I were you, take this $2500.

blue20ae

Are you at fault?  Would making this ICBC insurance bump up your insurance?  If so, it may not worth the claim.

AAC

My fault but not significant bump up my premium.

Prelude

ICBC calculate the price based on brand new parts, but would ask body shops to use third party or refurbished parts to fix.