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作者: Dragonair    時間: 2013-6-2 20:51     標題: 門撞門

停車場俾人開門撞花我度門,新車落地兩個月. 少少LUP 左;紅豆咁大.

開頭例牌唔認,後來對方只俾INSURANCE NUMBER,Sorry 都無句   


報唔報ICBC?可以點搞?謝。
作者: yuusaku    時間: 2013-6-2 22:48

if this person admit all the faults to icbc, then it is straight forward, you shouldn't need to pay any deductible.

if not, then unless you have witness , reporting to icbc sounds like a 50/50 case to me...
作者: Prelude    時間: 2013-6-2 23:08

Take picture on the spot with your phone and measure the height of the door corner to the dent of your door.  He can't deny.

There was a time I was sleeping in the back seat of my dad's car while my parents went into T&T, then I heard and felt something hit the car.  I woke up and saw it's the door of the car next to us.  After I got out of the car and talked to this mainlander, he offered to give me $5 to the chipped paint on the door handle.    But $5 is not enough to buy the paint pen from the dealer and his attitude wasn't apologetic at all, so I took his driver license and insurance and report to ICBC to repair it just to teach him to be careful and understand his wrongdoing.

The final cost was like $300 something and the trouble for us to get it repaired.  If he was apologetic and offered to pay $20 then we both don't have to suffer.
作者: low_B    時間: 2013-6-3 13:33

I don't know dent can claim!!! I can really ask him/her to show me license!?
作者: satil    時間: 2013-6-3 14:07

本帖最後由 satil 於 2013-6-3 14:10 編輯

回復 4# low_B

yes, dent can claim.

有一年我去完滑雪, 停咗車喺information centre去廁所,
點知咁多空位, 任泊, 有架pickup, 徧徧要停正我隔離, 仲要用腳大力伸開佢隻門,
撞凹咗我隻門, 大約25cent咁大 , 花咗油, 我立即下車, 影相,
開頭佢唔認, 又試開門度位, 又咁又咁.

我唔理, 要license/insurance paper, claim ICBC, 嗰adjuster仲肉痛過我, 指定推番出嚟, 噴半邊車身. (架車半年新)
最後, 係整咗$1,900幾. 佢比晒.
作者: Prelude    時間: 2013-6-3 18:05

You just have to be prepared to call police is he runs away.  Always take a picture of the license plate before the talk, and it's a good idea to have at least one auto upload photo service (dropbox, google+, or facebook) on your phone so that if he grabs your phone and destroy, you can still have record.
作者: 4boybun    時間: 2013-6-4 02:16

.....so I took his driver license and insurance and report to ICBC to repair it just to teach him to be careful and understand his wrongdoing.  


well done
作者: 4boybun    時間: 2013-6-4 02:20

是不是如果無人受傷,就唔需要call 差人 ? 甚麼情況要 ?
作者: fibbi    時間: 2013-6-4 12:49

回復 8# 4boybun


    as i recall only need to call police if someone is hurt OR damage is >$1500.
作者: Dragonair    時間: 2013-6-4 21:38

Thx you all's comment. Still going through ICBC's webpage for more information and found this FAQ

http://www.icbc.com/faqs/topics/claims
Do I have to call the police when I've been in an accident?

You don't always have to call the police, but there are key situations in which you're required to make a police report like when:
there has been a death or someone has been taken to the hospital by ambulance
it was a hit-and-run accident
someone broke into or vandalized your vehicle, or
your vehicle was stolen.

In addition, a good rule of thumb is to call the police if you think the damage to your vehicle looks like it may be more than $1,000 (or $600 for a motorcycle and $100 for a bicycle).

(<<< My last car at last determined total loss but no police showed up on accident date)

If the police don’t come to the accident scene, your Dial-A-Claim adjuster will let you know if you have to get a police report.
作者: Prelude    時間: 2013-6-6 20:10

You can always call police if you feel threatened by someone, eg Screaming at you while arguing, and you think he/she might attack you.
作者: satil    時間: 2013-6-6 21:06

講開講,call police,我就試過一次,比人撞,唔call都唔得.
話說,有日,紅燈,排第二架,後有十多架車,大家都等緊,全世界都停車,
咁都比後一架撞,佢轉頭同女噪,放咗brake,我落車,睇吓,有花小小.

按例,落車,影相,車牌,保險... 點知,個強國女人,話!!!車牌喺屋企!
咁保險呢?佢搵全車都唔知放邊處!!

佢竟然,走咗去!留咗個女喺車!!

咁我唔call rcmp都唔得,點知rcmp只係問我兩車車牌,地點,時間,發生乜事,比個case number我就算.
我話佢個女喺車,佢女人走咗去喎.
點知,唔地話忙,無人嚟得!

結果係,個強國女人,原來住幾近,佢行番屋企搵!!!

佢架車停咗路中心,無人(有個女!!),我走開又唔係,停喺到又唔係.阻晒全條街.

十幾分鐘後,個女人出現,有車牌,都係無保險紙.死唔死,rcmp又唔嚟.

影多幾張相.

移開去近的parking lot.

最終,張保險喺車,佢唔知放邊,佢call老公問完又問,最終搵到.

唔得佢死!!
作者: esee    時間: 2013-6-6 22:42

剛到加時也發生同樣事情,
對方當無時發生行左去,
當時咩都唔識...
希望你可以解決
作者: kuka    時間: 2013-6-6 23:29

如果對方話 佢無帶insurance paper and driver license ,我可唔可以攞佢個license plate number 同車款去報cibc ?
試過有次俾人撞後面, 個呀姐死口話駕車唔係佢, 漏咗insurance paper 在家. 最後趁我返車上拿車牌的時候迅速逃離現場. 最後我連佢個license plate 都冇. 果次只係刮花左少少, 但比佢甘走左就成日提醒自己有乜事的話第一時間抄下車牌號碼
作者: shoparound    時間: 2013-6-7 08:11

It has happened to me once.  The drive did not have the insurance paper with her.  I just copied the license plate number, the driver's license info, car model & make, etc.  ICBC had no question about that.  But not sure if it is OK if the driver does not show you the driver's license or any ID at all.  Maybe take a picture of him/her.
作者: ah3    時間: 2013-6-7 23:49

I'm thinking what's the "purpose" of having the information on the insurance paper? I have reported claims with the information on the drivers' license, the plate number and the usual information. I didn't ask for the insurance paper. ICBC was ok with that.
作者: gn02156668    時間: 2013-11-28 18:15

回復 12# satil


    Are we supposed to have valid insurance paper on the vehicle at all time when we drive. If that woman did not have her insurance apper, then who knows if she was covered by ICBC ?

I would definitely inform the police that she could not procude any insurance paper and request officer attendance asap ......... i am sorry to hear about your case =(




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