LOK

agree with SAZABI, the mortgage part is unrealistic...
If you could able to pay off a 250K crappy house for 5 yrs... I think 90% of ppl would buy maybe a 600K house for a 15 or 20 yrs term instead.

and if you live in a crappy house, i don't think you will need to drive 2 cars which for $500/ month each... maybe two $300/month car match that situation better

[ 本帖最後由 LOK 於 2008-5-24 14:01 編輯 ]

LOK

anyways, I agree that a couple will need to make at least 100K before tax  to have a OK life.   (if 100K after tax, that's very good)
To some ppl, maybe they will think it's not too hard to have a 50K job for each person.  However, if one is just making $35K a yr, that means the other one has to make $65k a yr.  Sometimes, when your salary reach a certain level, it might not increase too much every year.

LOK

原帖由 yungfourfour 於 2008-5-24 22:06 發表


you must get a really decent job/ rich parents then.
a reminder for you, everyone who replies in this forum still survives =)

yungfourfour, you must new to LYK or even new to vancouver!  you don't know Hyde? He is the famous guy who's dad and himself both own some very nice cars, the cheapest car worth at least $100,000... and buying a GTR for his mom to go to T&T, superstore... (編輯:forgot to say, that's all he said about himself, 未經證實)
you are talking about a car which payment is only $500/month?  If you are his fd, I bet he won't even willing to sit inside your car...

[ 本帖最後由 LOK 於 2008-5-25 00:24 編輯 ]

LOK

原帖由 B2L2 於 2008-5-26 15:49 發表
又車又樓又無債 = perfect life  

when one has yearly income of $1.8M, his standard life will be pretty high as well.  And saving up for 5 years without 1 cent of spending still wouldn't able to p ...

I think they were talking about $180,000 ... not $1.8M ($1,800,000).

LOK

原帖由 SAZABI 於 2008-5-26 16:34 發表


hee... the tax rate above 100k for sure is not 30% or "~30%"

I believe they were talking about $180,000 take home...
from what 大C姐 said "mortgage不應多過收入既三份一(30%-$35%)﹐如果你每月供$5000mortgage即係話你應該有$15000收入﹐又即係年薪$180﹐000"

If $180,000 before tax... this person might take home less than $100,000 a yr.