myversa

it's a gift card.

which means you buy it from $25 - $500.  Once you spent all you can only throw it away.  You need to pay 3-6 bucks to buy it (experience from other visa gift card)

There is no annual fee.

myversa

you can buy this kind at scotia bank.  however there are other visa/master card/ae gift cards in other place:

royal bank:
http://www.rbcroyalbank.com/visagiftcard/purchase.html

myversa

http://www.tdbank.com/giftcards/index.html


http://www.prepaidgiftcardstore.com/default.aspx
citizen bank