布小熊

well, you won't get a tax refund for tax free savings. but you do with RRSP. for both the income earn will not be taxable.

布小熊

but once you withdraw, you will have to pay tax on the earnings from the amount. and according to my account manager, you cannot do multiple withdraw and deposit within a year (can some1 confirm on this).

[ 本帖最後由 布小熊 於 2009-2-19 14:09 編輯 ]

布小熊

原帖由 fibbi 於 2009-2-19 03:00 PM 發表
I would prefer to put in RRSP first, because of the tax return. Then use the tax return to put in the tax saving account.
RRSP is not as flexible (not supposed to withdraw until retire) but at the sa ...

that's a good strategy.