yungfourfour

原帖由 pepsis2 於 2008-7-7 10:29 發表
fixed cost:
-condo mortgage: $1150
-Main Fee: $350
-car lease: $350
-car & home insurance: $200
-others: $150
-loan repayment: $500
total: $2700

Variabe cost:
-food (grocery): $250
-car exp: $75
-mis ...

The scary thing is that....your "cost" list actually look reasonable and it does cost $3500+ a month!!
(indeed $250 a month is a very tight budget for grocery).

When you get out of student loan you get extra $500 to spare for a month

[ 本帖最後由 yungfourfour 於 2008-7-7 11:51 編輯 ]

yungfourfour

Curious too
Why are you mortgaging when you are still on student loan repayment?
or you bought your place few years back when the prices weren't so crazy?

yungfourfour

原帖由 peter236 於 2008-7-7 16:19 發表
Why is mortgage a cost when it is a contribution to your equity? Your home has already gone up in value.

I guess the he's trying to list how much he's paying on a monthly basis.

yungfourfour

driving 10000km a month? you are a full time truck driver?
I hope you get what you spend from your job, not from a hose la haha

P.S. Being your dog is more fortunate than most HK workers lol

yungfourfour

My expense sounds primitive

$400 rent including utilities
$500 on all of my expenses ($100 a week including food and entertainment; $100 for bus pass a month)

that's why I did save quite a lot for other stuff