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The reason I buy is to lower my tax bracket - I have yet to be so rich to share my wealth with the government. Still, I didn't really "pay" for my RRSP. I did something called the in-kind contribution ...
pkphilip 發表於 2010-2-1 22:37


Nice~  That's good..  I shall check with my brokerage and see how to do the in-kind contribution..
Thanks..

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In this case, RRSP is for me since I will stay here in Canada.
I can see the benefit of contribution to RRSP.

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"""因為我好多tax credit"""
can you share what kind of tax credits you get?  help us to save some money ma.

flexible is good or not really depend on yourself la.  some people will need to force to sav ...
tofu 發表於 2010-2-8 19:59


Yes.. I am interested to know.. Basically, tax credits are not much..  just tuition, medical, spouses, age.. and what else?
Please tell us more so we can save.  Thanks..

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回復 46# biggie

I know.. RRSP is a deduction of income, and it is not tax credit.  Big C sister said that she has good income, and she doesn't buy RRSP and get many tax credits to use, so she pays less tax.  I am very interested to know.. any kinds of tax credits we can use?   

Sigh... Finally, I have no money, so it turns out that I did not invest in RRSP this year.

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