MSN04

回復 103# fibbi

I think you guys are to obssessed with the term "iphone".  Would that makes u feel better if I say any cell phone?  Do u get new cell phone every few years?  hiking is not really free... u need to drive there, or take the bus there.  It can be expensive too if u want some good shoes to go with it.

Ok, if you miss the point from earlier conversation, i will recap that for ya.  Basically, Ms. C was claiming that someone with 60k income can be in a good/comfortable position to buy a 500sf place in downtown.  Another person and I disagree.  But from the recent posts, sounds like Ms. C is turning that to a "tight" budget or buy elsewhere far far away.  

MSN04

回復 111# ATGB

Complaining or unable to afford is one thing.  Discussing the current real estate is another.
Don't assume that people who are on the bear side are all poor and not able to afford.  That is just naive.  Of course, some bears are not able to afford, but some bears just don't see the appreciation from real estate from this point and consider real estate as a bad investment.

I would like to hear your reasoning and stats on why the real estate will keep going up or flat.  Please don't quote sth like "i know a lot of people blah blah blah".  That is not a good discussion or debate.  Let's use ur example, surrey starting from 200k.  How much appreciation are u expecting?  How much will it cost to rent the same unit?  If you want to discuss HK, u are on the wrong forum? LOL

MSN04

but no one is buying a $700,000 home on a $60,000 income, banks wouldn't even approve the mor ...
大C姐 發表於 2010-9-28 15:35

u sure?

MSN04

First of all, nowadays every provider has "free" cellphones with plans, so yes, i do think that pa ...
大C姐 發表於 2010-9-28 15:49

Free cell phone...

I am sorry.  I always thought that your standard is much higher than this, based on how big you blow on this forum.

MSN04

this is going back to the "this is not a good time to buy" discussion. If you dont' think it' ...
大C姐 發表於 2010-9-28 16:01

Vacouver is grossly expensive and unaffordable.  That's why it is not a good time to buy!  How are these completely different discussion???  Of course, for people like you who don't look at stat and stuffs, Vancouver will never be expensive and price will always go up.  Do you even know what is going on in the market recently??

MSN04

i am positive, unless you pay 50% downpayment, even with 0 other debt, i don't think one woul ...
大C姐 發表於 2010-9-28 16:04

You are wrong then.  You don't need 50% downpayment. Hint: CHMC.

MSN04

回復  MSN04


Well, I can get new cell phone every few years when contract ends and there is free h ...
fibbi 發表於 2010-9-28 15:57

Should we add car payment, property tax, medical there?
and $200 food... can't eat out wor... Can not call that 好好洗 lor....

MSN04

I am not into gadgets... haha... if you were to look at my posts, i never mentioned anything abou ...
大C姐 發表於 2010-9-28 16:11

That's why I think u are too obsessed with iphone.  There are other things in life too.  TV, computer... etc...  I don't know about you, but i consider those to be included in a comfortable lifestyle.  You really have low expectation if you make an above average salary.  Good for u.

MSN04

i look at stats and stuff, but i take them with a grain of salt, and i dont' think prices wil ...
大C姐 發表於 2010-9-28 16:18

   
Thank you for caring, but I never ask for your advice on whether it is good time for me to buy (i wouldn't want your advice based on people you know anyways.)

MSN04

you can't get a mortgage for $700K on a 60K annual income, CHMC isn't going to insure stupidi ...
大C姐 發表於 2010-9-28 16:21

I thought you just said you read stat and reports.  I guess you are just blowing again.....