MSN04

so even if you don't buy, and you rent, you may pay a couple hundred less a month, how 好洗 i ...
大C姐 發表於 2010-9-28 16:26

Mental crack down again?  It was you who suggest that 60k is comfortable to buy 500sf in downtown.  Not me.  I never suggest/support to buy/rent in downtown with that salary.  So u admit that it is not 好洗 now?

MSN04

回復 140# fibbi

lol... that is no where near decent life...

MSN04

回復 144# fibbi

car (gas and insurance) 300 wor... insurance 150 a month?  gas 150?  no car payment lor.

err... not talking about eating out everyday, just dine out once a while.....

A lot of companys don't cover MSP neh.  Only cover additional stuffs like medicine, glasses, dental... etc... u get my point.

MSN04

i thought the reports mentioned 70k-80k median household income... and they said house prices ...
大C姐 發表於 2010-9-28 16:33

Then you need to learn to read then.  7% is the average down payment.  So, what is the mortgage?

MSN04

i dont think renting and having an extra 300 bucks will make a world of difference if you're  ...
大C姐 發表於 2010-9-28 16:38

But I never say renting in downtown with that salary is a good idea.  So what is your point?  Do you even have one?

MSN04

live with mommy and daddy!
大C姐 發表於 2010-9-28 16:40

lol, starting with the pointless reply again?

MSN04

回復 152# fibbi

Thanks for the new definition of affordable.

MSN04

回復 166# fibbi

hmm... even with your definition of affordable, I think one should consider life insurance.

I mean, if I have a mortgage with my partner, i wouldn't want to leave her hanging if I die... it is difficult sometimes to find a replacement to contribute my share in a short period of time

MSN04

Just want to add one more thing for you people who think Vancouver is affordable to think about.
Please don't be so short sighted on this matter.  It is not a question of whether u can afford sth in vancouver, nor me, nor ur friends, nor ur dog.  It is the majority that can not afford, or not supposed to be able to afford the current pricing.  Do you even know how much CHMC is insuring?  Who is paying for those HUGE debt if there is really a bubble and go busted?  How many people is living on pay cheque to pay cheque?

Also, our recent economic growth is mainly related to real estate.  Is it a real growth?  The bank would prefer to lend money to home buyer b/c it is insured.  But they are less willing (or more strict) on loan to small business.  In other words, we are injecting money into an artificial economy rather than actually laying eggs for the future.  It is already a fact that our household debt is ridiculously high.  Man... for those of you who brag about living thru the hard time.  You may have to prepare to do it again.

MSN04

唉... 少少錢就可以滿足.  難怪呢家d後生咁無上進心, 做野咁九唔搭八.  
不過都係好事0黎0既.  知足常樂嘛.