快樂牛郎

另外租既好處係可以嘗試唔同neighborhood
我覺得1年換下一個neighborhood幾有趣

快樂牛郎

I think it should be, if you are trading, you should expect to lose it all.

I don't think "expect" is the right word.  It should be like, you will still survive even if you lose it all, which is the worst case scenario.  Your "expectation" should be a weighted average of all outcomes which is definitely > 0.  That's another reason why human capital (yourself) is the biggest investment because as long as you still produce positive cashflow (earnings), you will do fine even if you lose all your savings.

By the way, I strongly believe that the long term growth trend is broken in the US equity market.  Trading swings is probably the only way to profit in the next 3-5 years.

快樂牛郎

I know a lot of people (esp my parent's generation) making truck loads from real estates. There are also people that made boat loads trading the stock market.

That's why there's a significant hindsight/survival bias in this argument.  From the mid 80s to late 90s, equities outperformed real estate by at least 500%.  But most of the people here did not invest in equities back then, so we don't know how many people got rich by buying stocks.  The housing market only took off in the last 5-8 years in Vancouver, so many people now more than ever firmly believe in the benefits of owning a property.

快樂牛郎

真係冇比較就唔知。溫哥華d condo價最多都係等同大陸2-3線城市既中間位，難怪咁多大陸人覺得抵買。