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Obvious pick is the 2nd man la.  Tough life v.s. easier life.

Off-topic.  Between the two of us, we don't have such thing as 比家用.  We both put money into the joint account which will be used for all expense, family + personal spending are both from there.  I found no problem with this.  However, my wife sometime say she feel bad in using the joint account for those "unusual big $$$" personal spending and she prefer to use her personal account which makes her feel happier.  Modern women, I think.

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+1 咁即係唔信啦.

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Well, if you read my post above (#20), between wife and me, we both have our personal accounts as well.

My wife is like Sko who doesn't like to deal with $$$ or investment.  She always want to get me manager all money related issues.  I force her to have her own account anyway and set her up on her own investment.  I think this setup is better for her.  However, this is different if the original purpose is to 保障自己.

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