billleevanchi

買樓收租最重要係個租客幫你供呢個投資﹐二三十年後退休賣左佢﹐又有筆退休金。自己就有好多朋友都係買層舊樓﹐自住又自己裝修﹐希望賺10萬8萬﹐雖然早兩年有0的損手﹐但今年頭又黎過﹐而家又勁裝修緊﹐若果自己識裝修﹐呢個方法都唔錯。不過好多股pe都係十幾倍﹐dividend有4厘幾﹐買股收息真係easy好多。有friend在richmond有層現值$330k既condo 每月收緊$1200租金﹐佢又俾經紀租同管理﹐總之扣完expense 同 tax 後﹐實收八千幾到﹐咁計法PE成三十幾倍﹐真係好貴呀﹐買股都唔會買0的咁高PE嫁啦。

billleevanchi

this is assuming prices will be higher after adjusted for inflation and you will live long enough  ...
快樂牛郎 發表於 2010-7-14 16:24

    Price would always be higher given there is continous domestic growth in the long run.  Even if you don't live long enough, your spouse / kids would also be benefited.

The important point is that you would never find another kind of investment that somone else is helphing you to build.  The death benefit of life insurance most of time would also be contributed by other policy holders, but the insured would never be able to enjoy the benefit.