要 renew mortgage mortgage, closed, prime

閒人一個

又到renew mortgage 時侯

銀行比

fix
1yr     3.05%
3yrs   3.3%
5yrs   3.49%

variable
3yrs open    prime+1,     now prime 2.35%
5yrs closed    prime-0.05%,       now prime 2.35%

大家有mug意見.

閒人一個

回復 6# mimilim

ths for all reply

for HSBC, premier account, prime is 2.35%, so -0.05 = 2.3%

Do you think  "var 2.3% 5yrs closed" the best choice? or should i go for fix rate?

will interest rate up to 5% within 5yrs??