大C姐

Again... buying somewhere else defeat the purpose of what we have been discussing.  (The condition ...
MSN04 發表於 2010-9-28 15:09

    not eveyone has to live in a 500SF box... i agree that's VERY small for anyone to live in for any extended period of time, but even 650SF in downtown isn't THAT expensive (you can find some for less than $400K).

gum i can't budget a gf for you wor... i don't know how much you pay for a "gf".....

大C姐

回復  fibbi

We were talking about comfortable lifestyle already.  Not tight budget... geez...
if n ...
MSN04 發表於 2010-9-28 15:11

    i think you can invite people over for parties and not have to spend a lot of money... if you live in the city, there are many places to go for cheap beer! I don't think it has to be boring!

大C姐

haha... ok, i am sorry.  I never know that a comfortable lifestyle does not include cable TV, a ca ...
MSN04 發表於 2010-9-28 15:24

    as fibbi said, 睇送食飯... if you REALLY want an iphone, i think if you are making $60K a year you can afford an iphone for sure, but not EVERYTHING you want (cable tv, a car, this and that).

I want a boat, i want a hot tub in my bedroom, but i don't have the money! but i am living comfortably, and i am happy with my life... i can at least rent a boat or go visit a hotel with a hot tub in the bedroom if i want, and that is enough for me.

everyone has to make some sacrifices in life. of course i don't think everyone who buys starbucks can't afford a home. those people probably can afford both, but have to make their sacrifices somewhere else.



if your attitude is "no iphone = uncomfortable", then you're jsut setting yourself up...

大C姐

I don't think people know how much is $700,000.  

After tax, for that person making 60K, he will  ...
Look4chrisng 發表於 2010-9-28 15:27

    but no one is buying a $700,000 home on a $60,000 income, banks wouldn't even approve the mortgage nowadays!!!

大C姐

but if you still make only 60K in your late 30s to early 40s
you have only yourself to blame
快樂牛郎 發表於 2010-9-28 15:32

    you just have to make more sacrifices in life.... rent a basement and keep your iphone....

大C姐

I'm sorry but I really find it hard to feel pity for the younger generation here who complains about ...
ATGB 發表於 2010-9-28 15:36

    I have already mentioned that a few pages ago, but smoe people are still very determined to make examples based on $700,000 single detached houses in Vanacouver and what a piece of crap they are...

ai.... i can't really say much other than how ungrateful some people are.... obviously these people have never been through rougher times in life!

大C姐

回復  fibbi

I think you guys are to obssessed with the term "iphone".  Would that makes u feel bet ...
MSN04 發表於 2010-9-28 15:42

First of all, nowadays every provider has "free" cellphones with plans, so yes, i do think that paying $800 for a phone that you would only use for perhaps 2 years is too extravagant.

And right from the start, i said, if you were to make 60K a year you can afford a studio in downtown and live relatively comfortably, but my perspective on comfort is not to be deprived from necessities with some room for entertainment - NOT extravagant lifestyle. if you make a regular salary, you expect a regular lifestyle, if you make SLIGHTLY more than average salary, you get SLIGHTLY better lifestyle, not EVERYTHING you wnat in life...

being comfortable isnt' always about what you have, is HOW you choose to live your life. personally, i can honestly claim that i make $60K a year but i spend perhaps less than $1700 on most months living very comfortably.

大C姐

回復  ATGB

Complaining or unable to afford is one thing.  Discussing the current real estate is an ...
MSN04 發表於 2010-9-28 15:51

    this is going back to the "this is not a good time to buy" discussion. If you dont' think it's a good time to buy, that's one thing, perhaps you think prices will go down in the near future (i dont' know) then okay, you can wait.

but to say that vancouver is grossly expensive and unaffordable is a completely different discussion (what we've been discussing!) i think it's not too expensive for "normal" people, but at the same time i don't think "normal" people should expect living an extravagant lifestyle.

大C姐

u sure?
MSN04 發表於 2010-9-28 16:01

    i am positive, unless you pay 50% downpayment, even with 0 other debt, i don't think one would qualify a mortgage in vancouver under that scenario...

大C姐

Free cell phone...

I am sorry.  I always thought that your standard is much higher than this,  ...
MSN04 發表於 2010-9-28 16:08

I am not into gadgets... haha... if you were to look at my posts, i never mentioned anything about nice phones and cameras....

then again, i don't make "average" or "normal" salary, haha, i can afford a bit more than that if i really wanted to.



bell has galaxy for free now, no? isn't that a comparable phone to iphone?