大C姐

咁要冧市都幾難, 除非人仔冇力撐住. house 個價仲好硬
我睇過richmond 同burnaby 既apartment 都差唔多係5 ...
reyes 發表於 2012-11-9 17:33

所以我不嬲都話，唔好理個市咁多，最緊要係自己經濟能力同個location適唔適合自己。

如果前兩年諗住等跌市唔買住嘅話就可能錯過咗一啲心水嘅單位同挨多咗兩年租啦。

   

大C姐

我都係咁話, 俾我自住又啱既話貴一貴買入都值得, 個價趺左都唔會係咁埋怨自己
如果投資既當然可以等到低先 ...
reyes 發表於 2012-11-9 18:52

    講開又講，我有半點考慮過買SFU某新apartment，一來價錢唔算太貴，二來一定租得出，唔知各位點睇。

大C姐

I am actually in the market for an accomodation and i debated between buy and rent. And I still deci ...
BiscottiGelato 發表於 2012-11-14 13:01

    第一同第二個point我都大置上同意，第三點就真係口買口賠。

首先跌20%唔係話唔會，過百萬嘅屋或者有可能，幾千萬或過億嘅豪宅一啲都唔出奇。但係一般apartment尤其係vancouver/burnaby/richmond呢啲旺區，就好難跌２０％，因爲根本唔會有人放，寧願放租都唔賣啦！如果有人喺downtown放盤係比市價平１５％我已經買咗啦，幾十萬我當買個車位同storage都有so！

大C姐

well, I bought my condo last year for rental purpose...

I am not planning to sell it  because i fi ...
Nam 發表於 2012-11-15 08:25

    好多加拿大人都係咁過人世。

其實你話香港啲人愛炒股，其實有幾多哩民真係喺股票市場賺到退休金呀。

anyway，如果呢個係你嘅strategy你可以買細細哋嘅兩房單位，因爲有得分租會易租出去啲。

如果唔係，再有錢啲我會買一間屋，可以分單位出租，租俾單身人士或者學生都好。

大C姐

I bought a condo in New West a few months ago for personal use. I prefer buying instead of renting.
randommike 發表於 2012-11-14 22:41

    我有好多朋友工作要就圍走見clients其實new west真係最中心嘅地方，去tri-city又近，去richmond如果唔係peak hours都好快，去vancouver同burnaby都係within２０分鐘。

同埋依家改善咗好多，我讀書時代聽好多人講好多scary stories。

大C姐

I think even if the strata fee raise or mortgage rate goes up, I expected the worst... probably need ...
Nam 發表於 2012-11-15 09:55

    放長線係好少機會蝕嘅，學你話齋，就算退休都唔諗住賣，繼續收租，咁個duration長啲個風險都好細。

不過，你要計埋condo嗰啲special assessment，隔三五七年就要夾一次錢（＄１０００－３０００）。

大C姐

but... the worst case is actually having the property sitting there vacant.  That's how people get u ...
MSN04 發表於 2012-11-15 10:09

    你夠平一定有人租既，始終人點都要住，呢個冇得慳！

不過講真，用得嚟做rental交通一定要超方便。

大C姐

交通一定要超方便, that's why have to pick a location that are walking distant to neccessary ame ...
Nam 發表於 2012-11-15 10:39

    咁梗係啦，租得屋好多都冇車，有車都唔想渣啦，要渣都唔想渣得遠啦。已經唔係自己地方，點解仲要租得咁隔涉？

不過講真，Vancouver比十幾年前真係方便咗好多，多咗好多＂旺區＂有唔同商住兩用地方就方便好多。唔似得以前咁古老一定要做住宅區，要人渣１５分鐘先有groceries。

大C姐

No, near 0% means our economy is pretty messed up. 10% is to curb uber inflation/excessive specula ...
BiscottiGelato 發表於 2012-11-15 14:28

    你唔係炒樓的話如果加息供得吃力最多拖長嚟還２０年改做３０年，你咪等息低先縮返短囉。呢個世界人人都要住，咁多人買樓都唔可以驚得咁多！

你唔趁後生買，你老咗真係連mortgage都冇資格，就真係好濕滞。

大C姐

Umm... I am not worried about not being able to afford a mortgage now or in the future. I am more  ...
BiscottiGelato 發表於 2012-11-15 19:41

    我唔覺得tied down喎，我可能唔係供好貴嘅mortgage啦，我鍾意可以買多間都得，所以手頭都算有鬆動。我又唔覺得就算去第二度要賣，可以當vacation home可以俾屋企人住，再唔係可以租出去，都好值租。

我唔鍾意租係因爲租樓好麻煩，如果唔係自己地方，都唔知買唔買自己鍾意嘅家俬好，如果一兩年搬又驚用唔著，又唔想裝修，驚裝完個業主又要賣。好難有個私人空間嘅感覺，要睇人頭做人。