donaldchan

its always good to goto these type of seminar and learn more about different type of investment.  alot of people just know putting money into mutual fund, stocks and GIC in RRSP. why not diversify and put some in real estate especially the time when its low.  i dont understand the rationale saying one company is bad the whole category of investment is bad. its like saying enron went bankrupt and a scam, therefore buying stocks are risky investment.

samsung

its always good to goto these type of seminar and learn more about different type of investment.  al ...
donaldchan 發表於 2010-4-27 08:58

I just want to warn everyone here... just like 迷債 lesson in HK, "greedy" usually lead to "regret" , I think it is good to remind ppl when you know of something (or if somebody around us really fell into certain traps and cried over it), I didn't imply that what YOU ARE SELLING is bad, just want to remind everybody at LYK as they are my long time good old friends

samsung

this is a good example: 貪字變貧

http://www.loyaukee.com/forum/viewthread.php?tid=14133&highlight=

samsung

回復 21# donaldchan


    and I disagreed with your statement "its always good to goto these type of seminar and learn more about different type of investment" as a better learning strategy is to learn from books or other media, even going to school... rather than these seminars as these seminars usually make you give them your name & phone number, their ultimate goal is to get you into their "investment", not to help you learn anything, no!

If you think what I said is wrong, can you quote any of these seminars not asking ppl for their names & phone numbers and not bugging ppl to buy their products afterward? Or any of them not charging ppl for a penny?

tofu

回復  tofu

if he meant what you said, I want to warn eveyone here.. a friend of mine has invested  ...
samsung 發表於 2010-4-26 19:11

back to the 80's & 90's, there are so many problem investments that related alberta, 2nd/3rd mortgage, buying "potential land" &..., so i don't surprise your friend is one of them.  all investment has risk, it is the investor responsibility  to check it out.  this is not the investment for me, but i won't say it is bad, since i don't really know how it work yet

donaldchan

回復 26# tofu

I agree.  There is a difference between going into a seminar and believe totally what the presenter is saying and not do any research.  How do you read up on something and research on something you dont even know?  Most people do not even know they can invest in land with their RRSP money...  I see stuborn people that are so risk adverse and unwilling to learn other type of investment that they just put mony in GIC realizing it doesnt even cover the inflation. But again its just choices that people make.

tofu

there is nothing wrong with gic, if you invested in long term gic few years back, earning 5, 6% interest,  you may even have more gain than some of your more risky investment.  alan greenspan only invests in t bill.  risk adverse and stubborn are not related.  risk adverse person can be the one doesn't want to spend time on investment, doesn't want to worry about the investment and ...
but samsung makes his point, the presenter keeps calling the people after the seminar wor.

peter236

there is nothing wrong with gic, if you invested in long term gic few years back, earning 5, 6% inte ...
tofu 發表於 2010-4-28 21:21

What do yo put in your TFSA, you know the new thing?