fibbi

原帖由 大C姐 於 2008-10-29 22:31 發表



咁你話你窮唔係今時今刻嘅事﹐無呢個"海嘯"你都係窮架啦!

我係想講﹐有d人喺呢幾個禮拜﹐唔夠一個月﹐轉晒生活方式想法﹐好似殺到埋身。呢d人可能都係賺一樣人工(老實講﹐有幾多人真係比人咁快減人工丫﹐你做經紀果d唔好講啦你 ...

就算真係無投資，哩1刻無蝕錢，但係眼見就算係RRSP哩啲保守嘅儲蓄都蝕錢（除非真係買GIC or saving)，否則見到自己啲身家小咗1部分，係人都有啲危機感啦，而且就算你好彩唔蝕錢嗟，唔擔保你身邊嘅人冇事。如果打工嘅，就驚老闆唔掂；做老闆嘅，就驚啲客唔掂無錢比，除非我真係中咗649 頭獎啦，咁就唔使愁勒

BiscottiGelato

原帖由 Catpiano 於 2008-10-29 21:20 發表
扮窮 ??  

really 窮 ar .. c hing ..  lol ..  

But still need to spend ga ..   car .. house .. stock .. watches .. hard to sell now ..  I just want to sell my car ja ..       wont' drive in winter  ...

Unless we are talking daddy mommy pumping water in, otherwise I don't see who isn't poor as long as they are making CAD. Income cut 1/4, that's what makes me poor.... any donations plz?

Besides, you don't reduce spending only when u get hit with shrinking investment or lay-offs. You reduce spending to anticipate hard times... that is mommy daddy pumping in water aside...

AAC

當自己收到mutual fund statement 時，發覺無端端唔見兩三皮野時，雖然係賬面值，但對心理衝擊都好大架，起碼都無乜心機大魚大肉，仲係日日帶lunch，cheap cheap咁慳住洗，死未 ？

大C姐

原帖由 BiscottiGelato 於 2008-10-30 12:30 發表


Unless we are talking daddy mommy pumping water in, otherwise I don't see who isn't poor as long as they are making CAD. Income cut 1/4, that's what makes me poor.... any donations plz?

Besides, ...

你要計埋exchange rate就無得好講啦﹐可能你個個月cable wire錢返香港﹐咁可能你好大影響。

即係呢度個個都好閉翳啦? 我都係唔去旅行住﹐見步行步。我都要跟風扮窮。

sheep

[quote]原帖由 大C姐 於 2008-10-29 23:36 發表



賴精有邊個收入過萬呀﹐成個mall好似荃灣屋邨商場咁。就算俾一萬蚊一個月叫我去果度坐我都仲嫌有失身份。

你唔好以為佢地搵得少 如果要你match佢一萬之後果幾千銀dollar to dollar
我諗你做成世乜家禽都唔掂
諗下 一個客賺一蚊 一日三佰零個
一日八個鐘 大概一個鐘做四十個倒
你都咪話唔得

大C姐

原帖由 sheep 於 2008-10-30 21:54 發表
[quote]原帖由 大C姐 於 2008-10-29 23:36 發表



賴精有邊個收入過萬呀﹐成個mall好似荃灣屋邨商場咁。就算俾一萬蚊一個月叫我去果度坐我都仲嫌有失身份。

...

一日有無三百個客呀?

當然我唔知人哋讚幾多啦﹐可能一百幾十萬一年。我只係話俾我讚萬幾要我坐嚮度咬飯盒同吹水我一定唔制姐!

-- 扮窮蟹后

tck

it seems not really effect to me .coz to me i am not rich and not invest well just rrsp and all i have is a job .really want to join the stock market just don't have enough money and where to start .i do care about the market and always try to look in to it.. so for me rich or broke doesn't really matter to me at the monent ....

Catpiano

z..z...z.....z...z....z..z.....z......z.....

小貓

原帖由 大C姐 於 2008-10-30 16:41 發表


你要計埋exchange rate就無得好講啦﹐可能你個個月cable wire錢返香港﹐咁可能你好大影響。

即係呢度個個都好閉翳啦? 我都係唔去旅行住﹐見步行步。我都要跟風扮窮。 ...

大C姐 你想去旅行咪去囉！
助長吓經濟都好吖~

下個月我都係咁去旅行啦！仲同埋阿媽去o添！
你睇好似我咁，冇錢投資都一樣咁無辜辜被海嘯累到連份工都冇埋！
俾fibbi講中咗啦...我老細啲客唔掂無錢比，搞到我老細都唔係好掂於是...
不過可以點吖，唔炒都炒咗嘞...咪當俾自己放吓假囉！ （扮哂樂觀咁）

所以呢個海嘯真係好似dominos咁將會累好多人！

BiscottiGelato

原帖由 大C姐 於 2008-10-30 15:41 發表


你要計埋exchange rate就無得好講啦﹐可能你個個月cable wire錢返香港﹐咁可能你好大影響。

即係呢度個個都好閉翳啦? 我都係唔去旅行住﹐見步行步。我都要跟風扮窮。 ...

As you said, u r waiting for the market (equities) to bottom out... 1/4 cut in CAD is 25% less equities u can buy.... yes equities is down 40%, so u really are buying in only at a 15% discount....

Also on the long run, prices are going to go up reflecting cost of import. At that point then your consumption power would've reduced, as reflected in ur 'real pay cut', yes nominally ur pay is unchanged. Along with layoff anticipation (just in case), I'm gonna buy a PC/PS3 game or two and cave in this Xmas. If in the end everythign worked out fine, i'd haf saved a lot of money~ Sounds like win win to me. Frugal times ahead~