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儲蓄放銀行

如果你儲倒下錢, 你地會就咁存銀行, 定買下股票, 基金, 依家啲錢好易扁值, 就咁存銀行係唔係明智?

Buy a house in China before it's too late. you get selections of luxury houses with reasonable price.

I am not an expert on several stock so I just buy the ones that can be selected from my company's portfolio.

I put 10% my salary in RRSP and 10% salary in stock because my company gave me 10% discount on stock and a 5% annual match on my RRSP.

Say I put 10% and company matches 5%, isn't that 50% gain there already?

you can also buy currency and expect to gain a bit when the exchange rate rises ge.

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You have cash , I envy you. When it is recession, CASH is KING.  It is Okay to keep you liquidity now and  pick up bargain later on. At the bottom of the recession, it doesn't matter what you buy, stock, property, mutual fund, you name it.

For States, people generally think that it it is approaching the buttom. But people have been saying that half year ago, last year.......

For Canada, you ain't see nothing yet. Recession is happening in Ontario. Don't know it will be surfaced nationwide.  

For China, I don't know.

You are Okay with money on hand, probably put it in the bank's money market to get a litttle interest. When you see everybody is bleeding bad, you can get you bargain as you please.

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