家居保險費大幅提高

AAC

我住開十多年的獨立屋，一直每年付$5xx保費，去年加到$6xx，今年(2011-2012)瘋狂加33%+，要$8xx。我從來都無claim 過，亦無搬屋加減保單內容，點解會咁離譜 ？agnet 話重建屋的費用大增，所以加我保費，好似理由不強，有無其他老友記有同樣遭遇 ？究竟係agent 收得貴？還是本地保險公司升幅高 ？
買家居保險點格價 ？會唔會好煩，要提供好多文件去 shop around ？請指點。

CWong

係你間屋貴咗！

Guy

係你間屋貴咗！
CWong 發表於 2011-4-21 00:08

agree....
重建屋的費用大增.. they need to provide you a new house if you house need to be replaces.. that cost gone up so high....

everything goes up.. everything except our salary

You see now... no matter how well I save my money. It will never catch up with the down payment of a detached house.
(PS. I don't like to live in a high density area like condo or townhouse)

auyatyat

according to Statistics of Canada, construction cost over pass 12 months had gone up 7% for residential...check with your broker if you are not sure

chobit

I supposed people can consider move away from Vancouver, that way, you make some good money selling your house, and wouldn't have to worry about the higher cost...

blue20ae

Where about are you at? Did they give you a break down on the coverage?  I wonder if increase is due to earthquake coverage

kingkong123

你米搵多几件保险公司估个价咯

low_B

I know that if u have someone over 60 years old that have discount...

AAC

No senior, living in Burnaby, no term changed for 15 years, no claim history. But premium increased 33%....

zuesel

That's crazy! Our insurance went up too and along with our property tax. Gov't accessed that our property in Burnaby went up $30,000 in value since 2 yrs ago. It seems that everything has an excuse to increase hereafter.....except for our wage...