Are we supposed to have valid insurance paper on the vehicle at all time when we drive. If that woman did not have her insurance apper, then who knows if she was covered by ICBC ?
I would definitely inform the police that she could not procude any insurance paper and request officer attendance asap ......... i am sorry to hear about your case =(
I'm thinking what's the "purpose" of having the information on the insurance paper? I have reported claims with the information on the drivers' license, the plate number and the usual information. I didn't ask for the insurance paper. ICBC was ok with that.
It has happened to me once. The drive did not have the insurance paper with her. I just copied the license plate number, the driver's license info, car model & make, etc. ICBC had no question about that. But not sure if it is OK if the driver does not show you the driver's license or any ID at all. Maybe take a picture of him/her.
You don't always have to call the police, but there are key situations in which you're required to make a police report like when:
there has been a death or someone has been taken to the hospital by ambulance
it was a hit-and-run accident
someone broke into or vandalized your vehicle, or
your vehicle was stolen.
In addition, a good rule of thumb is to call the police if you think the damage to your vehicle looks like it may be more than $1,000 (or $600 for a motorcycle and $100 for a bicycle).
(<<< My last car at last determined total loss but no police showed up on accident date)
If the police don’t come to the accident scene, your Dial-A-Claim adjuster will let you know if you have to get a police report.
發表於 2013-6-2 20:51
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