大C姐

暫時投有樓嘅人佔大多數﹐即係其實都好多人afford得起。

所以話﹐一邊有人話樓市太熱﹐另一邊一樣有人繼續買樓o者.....

Catpiano

暫時投有樓嘅人佔大多數﹐即係其實都好多人afford得起。


大C姐 發表於 2010-7-16 07:13

    Aiya .. you trust the voting result?

A. it is not accurated ..  

B. From the topic, --> 買樓的故事, will get more attention to people with house

C. People with no house, or not planning to buy in near future, may not vote.


Anyway, in B.C/Vancouver, the debt ratio is still very low compare to other cities in Canada, (read news la) even the house price in Van is still highest, with not that high income.

大C姐

回復 142# Catpiano


    我有樓都無vote啦﹐可能其他人有樓都唔vote﹐所以打和呢。

當然係唔scientific啦﹐但係比想像中多人有樓囉。我先頭估大部份人都係同家人住。


Anyway﹐去講一個point係唔需要加句"read news la!"。你讀得晒所有報紙雜誌咩? 個debt ratio點計先? 你又知一定準? 個語氣唔洗去到咁definite﹐我要巢的話﹐一樣有opposite view嘅報導揾到。

Catpiano

C fu, I mean I read that from news yesterday ..   not something I made up from mid air ar ..

I am not as good as Peter or C sister .. can make up things so quick ar ma ...

大C姐

C fu, I mean I read that from news yesterday ..   not something I made up from mid air ar ..

I am  ...
Catpiano 發表於 2010-7-16 08:03

    I don't doubt you did your homework and I trust that your information is from a reliable source, but you can simply state your opinions/ findings without the attitude.

Not everyone reads every article, and let's say I didn't notice that particular piece, that doesn't necessarily mean I don't read the newspaper, okay?


I appreciate your research. The reason why BC has lower debt ratio can be partially explanined by policies/ regulations. In many ways, the policies in BC are stricter for lending/borrowing money for mortgages. I know someone who used to work in mortgages, they say the paper work for BC deals are always more than the ones in Calgary/ Edmonton. Perhaps someone can verify that?

fibbi

回復 23# 大C姐


    唔駛客氣。我都好鐘意At 17把聲。

講番買樓，如果係做IT嘅，new grad都可以搵到＄40K，每個月都應該有＄2000 after tax，咁如果唔大洗，儲＄1500一個月，一年儲＄18K，6年就儲夠＄100K去買屋，買個＄400K 嘅apartment嚟供都OK嘅。

Catpiano

I don't doubt you did your homework and I trust that your information is from a reliable sour ...I appreciate your research.
大C姐 發表於 2010-7-16 09:16

    Man .. who is going to do research on purpose??  for LYK reply?   LOL  we all come LYK to kill time, and have some laugh ..  research?  don't play me la..

I just saw it when I was reading paper ja ma ... I don't even care about those news at all .. just read the sports section most the time ... but NHL/NBA/WC are done ..  nothing to read from sports section ar ma ..

Catpiano

回復  大C姐


   如果係做IT嘅，new grad都可以搵到＄40K，每個月都應該有＄2000 after tax，咁如果唔大洗，儲＄1500一個月，一年儲＄18K，6年就儲夠＄100K去買屋，買個＄400K 嘅apartment嚟供都OK嘅
fibbi 發表於 2010-7-16 15:08

Too ideal wor ..  make $2K, and save $1.5K?

Well ... that happens in Vancouver ..  some kids may make only $1K (part time) but $10K spending power every month ..  lol

布小熊

回復 148# Catpiano

每個月都應該有＄2000 after tax，咁如果唔大洗，儲＄1500一個月，一年儲＄18K

It's hard to make $2000 after tax and save $1500 a month!!
rent? or pay to family if you live with your family.
how about eating out for lunch and dinner few times a month?
car and gas and insurance?
@@ I am so bad I can never save $1500 a month...

sheep

@@ I am so bad I can never save $1500 a month...
布小熊 發表於 2010-7-16 15:23

    the other way round will be more realistic