fibbi

回復 168# 大C姐


    If there are 2 children...each give $700 then almost enough for household expense la.
My mom used to say $2000 (or $2500 I forgot) can cover ALL family expense...

大C姐

Sometimes I see that people view buying a place as some virtuous financial goal of a life-time. 上車 ...
BiscottiGelato 發表於 2010-7-16 18:00

我有D同意﹐又有D唔同意。

你有得同父母住AND你父母又唔介意的話﹐當然慳到錢啦。

但係有D人父母回流﹐或者自己因為工作搬去其他城市生活﹐亦屬正常。莫講話呢個世界無話父母要養你一世﹐自己有能力都要學識獨立﹐自給自足。

係咪luxury就見人見智﹐但係如果連租都無諗過租﹐諗住一世同屋企人住都有D奇怪囉。

如果係租屋的話﹐想買樓都係遲早問題。不過當你搬出嚟之後就會明﹐一時三刻解釋唔到咁多。

sheep

一句講哂
睇 食送 食飯
家家有本難念的經

biggie

回復  biggie


    Not every fresh grad able to work on BIG company to get $50K to start.
I know th ...
fibbi 發表於 2010-7-16 18:14

Big Company would start higher than 50k. Try around 60k for EA and Businesss Objects.  Definitely not the average.
I guess if you include positions such as tech/service support, then the average salary will be lower. Then again, ugrads usually don't go for these jobs.

biggie

For 2, I personally think that living by oneself is a luxury, not a need.

This really depends on an individual basis so I am glad you mentioned that you personally think it is an luxury.

-there are family which want their children to move out
-many living with their family will have to pay a portion of the expenses incurred
-once you reach a certain age, living with your parents is a social stigma. (e.g. 30, single and living with parents)

大C姐

This really depends on an individual basis so I am glad you mentioned that you personally think it ...
biggie 發表於 2010-7-16 19:46

    唔好話你成家立室啦﹐你人大左﹐普通社交(尤其呢邊)無自己地方都好唔方便。若然你有兄弟姊妹﹐個個大晒都仲逼埋一間屋就更加唔方便。唔通等父母百年歸老先分家產咩﹐點都要有自己屋企架。

fibbi

回復 174# biggie


    well, junior programmer (fresh grad we are talking about, not with 3 years experience) in BO doesn't start with 60K...not even contractor...I know Telus doesn't give 60K to fresh grad too...

Catpiano

http://www.theglobeandmail.com/g ... ent/article1592178/

biggie

    唔好話你成家立室啦﹐你人大左﹐普通社交(尤其呢邊)無自己地方都好唔方便。若然你有兄弟姊妹﹐個個大晒都仲逼埋一間屋就更加唔方便。唔通等父母百年歸老先分家產咩﹐點都要有自己屋企架。

Exactly, if you have a gf/bf over and your parents are here is kind of weird

Fibi:
the 60k for BO was a friend who started there in 06. Maybe starting salary have dropped a bit since then.

大C姐

回復 178# Catpiano


    果條蛋散偏激左啦... 我留翻俾其他人回啦。

我仲有一個故事想分享。

好幾年前岩岩喺Vancouver工作識得一對年輕Canadian couples。佢哋係好典型30歲樓下加拿大人﹐好僕素﹐無讀大學﹐男仔做藍領﹐女仔做office工﹐兩個人加埋都係$70-80K咁上下人工一年。但係我當時好surprise佢哋已經有兩層樓。

點解得嚟兩棟樓呢。佢哋中學畢業開始拍拖做嘢﹐錢唔多但係又想搬出嚟住﹐所以就喺Langley買樓花。當其時Langley係好平﹐樓花就更加平(大概十幾萬duplex之類)﹐所以幾千蚊做左個deposit又繼續同屋企人住儲定少少錢。點知俾佢哋搏到﹐起好之後升左賣得出賺左兩三萬。之後囉住呢幾萬蚊做首期去Mapleridge買左棟二手樓。次按問題之前買樓好易之嘛﹐$0 downpayment都得。

OK啦﹐過左一陣個心又旭﹐想換樓﹐但係個價又無升。所以就將層樓租出去﹐一對couple又搬返去同屋企人住。都無咩奇怪因為當時兩個都係20頭﹐而且對父母又覺得佢哋有D sense所以都盡量配合。喺呢段時間因為有租客幫佢哋俾mortgage﹐手頭上又鬆動左﹐又去買樓花﹐今次買poco......

如是者﹐幾年間就一間換一間﹐賣唔到又租出去﹐但係永遠心頭唔高﹐買平樓﹐賺少少又放。轉過幾次手已經有半百萬資產。但係從未問過屋企人借錢架﹐反而會同屋企人研究邊度買得過﹐易租出。絕對唔講得上係有錢人﹐但係因為慢慢賺到個base其實個mortgage唔係好大﹐兩份人工係夠應付到。

所以大有大買﹐細有細買﹐唔好太執著要買$400K metrotown/ richmond先肯上車。無家底但係有少少計都揾到食。