本帖最後由 Ovaltine 於 2011-1-29 22:31 編輯
To put money in stock and wait for 10 years, still risky. But to buy a housing as investment and als ...
FiChai 發表於 2011-1-29 21:20 
didn't i mentioned the real estate stat is based on population explosion of the baby boomers? you can't just say its a guarantee gain just because you look at the last 30 years of peaceful human history. do you really think the next 30 years gonna be the same as the last in the midst of global warming, overpopulation and disparity between rich and poor? i think chinese people buying real estate, they call it "get on car". this get on car thing is really herd mentality, i don't want to say its positive or not because i can't read the future, but words of caution is explained above.
my parents, my relatives all have rental properties as investment, its basically our family business, if you calculate the return per year based on the value of the current housing price is about 6% after all maintenance and bull**** from tenants, so its not really that fun to be a landlord. i can make 6% easily through stock market or just deposit+ i can pull out whenever i want. i got place to live in already, so i don't have to worry for a long time. |