大C姐

淨係你住嗰度升？
咩叫水漲船高
貴賣貴買
冇乜著數
sheep 發表於 2010-9-28 22:09

    買唔同租﹐你供左一段時間已經有個本﹐加埋層樓又升的話要買再貴D都可以有多D首期。

大C姐

fibbi, you don't understand what statistics mean. Statistics mean what the MAJORITY of people do.  ...
BiscottiGelato 發表於 2010-9-28 18:33

    呢D"數據"有時真係害死人... Vancouver好難做stat係因為好難去區別呢個area﹐唔同香港地方細而且個城市"居民"好clearly defined。

Vancouver (metro/ lower mainland)同Vancouver市已經兩回事。淨係講Vancouver市的話﹐好多人打工只係做customer service/ sales/ hospitality唔係好高收入嘅工作因為係旅遊區等等﹐呢D人嘅收入可能入左去Vancouver市個income statistic﹐但係呢D人大部份都唔係住Vancouver﹐可能係住Burnaby/ Coquitlam都唔定﹐所以D statistic係以居住地點計定係工作地點已經好confusing。

另外﹐如果D收入平均數係出自CRA就一定唔會百份百準。呢個世界有瞞稅﹐海外資產係咪個個人都計足我諗唔洗我多講。好多人(可能你身邊都有人)申報"收入"近乎$0﹐但係照有屋有車﹐香港人家庭為例不足為奇。

所以呢D報告點解我話唔可以100%盡信係我真係唔知個來源係點計。淨係用個結果黎無限量放大﹐講到實牙實齒話statistic可以解釋到majority of Canadian嘅生活模式﹐我會有所保留。

sheep

呢D"數據"有時真係害死人... Vancouver好難做stat係因為好難去區別呢個area﹐唔同香港地方細而且個 ...
大C姐 發表於 2010-9-28 22:31

   我諗你正職係後鑊
由朝到晚響度兜

Look4chrisng

fibbi,

If I am still single.  I marry you for sure.  
My wife spends $35 on haircut.  That will for sure blow my gocery budget.  That is almost a week of gocery for in your budget.

fibbi

回復 189# sheep


    Actually there is bath tub in the 300 sq ft space.
The kitchen can only fit in 2 people.
The dining table is folded after dinner, to open the sofa bed.
One bedroom with 碌架床, sleep 4 people.
The other room is a double bed, but add a wooden plate at the end to "extend" the bed so that it can sleep 3 people. (sleep with head on the side, if you see what I mean).

fibbi

回復 194# Look4chrisng


    haha, I used to spend $20 for hair cut and that includes tip. And you don't have hair cut every week gwa....it's once every 3 months (or 2 months).

Now I actually spend $50/week on grocery for 2 of us. That not only includes grocery but say laundry detergent as well. I don't see how it's impossible. If you want a big purchase in life, why can't sacrifice something? But if you want more "enjoyment" lifestyle, then just rent instead. Say paying $1500/month rent for an apartment, then there would be no extra expense. For a couple, that would be more $ to spend for sure. Who say we have to buy?

fibbi

回復 187# randommike


    That's why I say current generation (including myself) is spoiled.

fibbi

咁慳家
如果你未嫁
一定追瘦你
sheep 發表於 2010-9-28 19:28

    我可以好慳家，不過唔代表我唔識洗＄。。。hahaha
而且羊肉唔啱我嘅口味

大C姐

回復  randommike


    That's why I say current generation (including myself) is spoiled.
fibbi 發表於 2010-9-28 23:52

    I am spoiled too, but I spoiled myself!

If i only make 60K a year, i expect to have a 60K lifestyle. I wouldn't expect to have a 100K lifestyle in order to be happy/ comfortable.

大C姐

btw...

I just read an ad on the newspaper advertising new condo in Surrey starting at $149,000. I know it's not technically "Vancouver", but it's close enough to commute back and forth everyday (and enjoy the Vancouver lifestyle). At that price, I don't think anyone can say it's unaffordable. If you TRULY want to buy, there are still cheap options/ alternatives.

Interest rate increase? how much more do you have to pay a month if your property is only 150K even at 10%??

Economic downtown? how much money can you possibly lose/ how low can the prices drop if it's only 150K to start with? I don't think it will drop down below the cost of a car gwa? If so, Miss C will buy it from you! I'll use it as storage.