大C姐

咁要冧市都幾難, 除非人仔冇力撐住. house 個價仲好硬
我睇過richmond 同burnaby 既apartment 都差唔多係5 ...
reyes 發表於 2012-11-9 17:33

所以我不嬲都話，唔好理個市咁多，最緊要係自己經濟能力同個location適唔適合自己。

如果前兩年諗住等跌市唔買住嘅話就可能錯過咗一啲心水嘅單位同挨多咗兩年租啦。

   

reyes

所以我不嬲都話，唔好理個市咁多，最緊要係自己經濟能力同個location適唔適合自己。

如果前兩年諗住等跌 ...
大C姐 發表於 2012-11-9 18:13

我都係咁話, 俾我自住又啱既話貴一貴買入都值得, 個價趺左都唔會係咁埋怨自己
如果投資既當然可以等到低先買啦

大C姐

我都係咁話, 俾我自住又啱既話貴一貴買入都值得, 個價趺左都唔會係咁埋怨自己
如果投資既當然可以等到低先 ...
reyes 發表於 2012-11-9 18:52

    講開又講，我有半點考慮過買SFU某新apartment，一來價錢唔算太貴，二來一定租得出，唔知各位點睇。

BiscottiGelato

I am actually in the market for an accomodation and i debated between buy and rent. And I still decided on rent. Here's my justification.

- Purchasing to live in is okay, since payment isn't that much more than rent. This is applicable if you plan to close to complete the mortgage or if you have a time horizon at least 10 years+
- Purchasing with possibility to resell in the short term is super risky. Can easily be 100k+ in the water a couple years down the road, possibly wiping out equity right at the time you are trying to sell.
- Purchasing for rental right now is risky. Vancouver market is on track for a 20% minimum slip, up to 40/50% over the next 4 years. The odd that the market will go down is greater than going up. There might be much better entry points coming up.

Slightly off track. Looking for rental 1 Bdrm + Den in the Brentwood area. 10 years old max. Stainless Steel Appliance req'd. Thinking concrete condo or ground floor apartment, so I don't get noise complaints when watching movie or throwing a party or whatever. Prepared to be a good bit over 1k a month. Lemme know if anyone know of a good rental unit at a great price around that area!

大C姐

I am actually in the market for an accomodation and i debated between buy and rent. And I still deci ...
BiscottiGelato 發表於 2012-11-14 13:01

    第一同第二個point我都大置上同意，第三點就真係口買口賠。

首先跌20%唔係話唔會，過百萬嘅屋或者有可能，幾千萬或過億嘅豪宅一啲都唔出奇。但係一般apartment尤其係vancouver/burnaby/richmond呢啲旺區，就好難跌２０％，因爲根本唔會有人放，寧願放租都唔賣啦！如果有人喺downtown放盤係比市價平１５％我已經買咗啦，幾十萬我當買個車位同storage都有so！

reyes

講開又講，我有半點考慮過買SFU某新apartment，一來價錢唔算太貴，二來一定租得出，唔知各位點睇。 ...
大C姐 發表於 2012-11-14 11:33

    哈, 我都幾bias 因為我係SFU 讀書. 絕對讚成係嗰到投資. 新個啲apartment 好近學校, 巴士站. 而家水泥個座仲有得賣

B2L2

Those SFU development are on land with 99-year lease agreements.  Does that bother you or investor??

satil

我喺ubc都有一個lease hold單位做投資, 一樣99年, 買咗五年, 升咗33%, 當然唔會似free hold升得咁勁.
在校區內, 勝在包有人租. 收租加升值, 點都好過放銀行.

實際, 最重要是需求, 頭嗰五十年, 都冇乜人會理. 最後廿年就差啲. 嗰度有二手單位, 都轉手好快.

BiscottiGelato

Just hard data. Up, down or whatever, you be the judge. From http://f.redflagdeals.com/showthread.php?t=1194032

(Updated Nov 1, 2012)

----------------------

DETACHED - $1,116,100
- Down 9.6% in 8 months from all-time high in Feb, 2012 ($1,235,200)

APARTMENT - $429,400
- Down 11.1% in 18 months from all-time high in Apr, 2011 ($483,400)

ATTACHED - $583,400
- Down 1.4% in 7 months from all-time high in Mar, 2012 ($593,100)

-----------------------------

BOOM #1
- Mar/79 @ $73,200
- Apr/81 @ $181,200 (147% increase in 25 months - 102% with inflation)
- Dec/84 @ $113,300 (38% decline in 45 months - 51% with inflation)

BOOM #2
- Jun/88 @ $177,100
- Jul/96 @ $426,400 (140% increase in 97 months - 92% with inflation)
- Feb/99 @ $339,900 (20% decline in 31 months - 23% with inflation)

BOOM #3
- Jan/02 @ $363,900
- Feb/08 @ $920,600 (153% increase 73 months - 100% with inflation)

Let's stop here and take a look at where we are. A 153% increase (100% with inflation). It looks strangely familiar to when the two previous bubbles burst. Now would be a good time to predict a bubble burst... and... sure enough, wouldn't you know it? The bubble "pops" (or so everyone thinks). In Feb 2008, prices start dropping, and they drop almost 20% over the summer. It was supposed to end here... but it didn't. The government steps in with super low interest rates and prevents the normal cycle from happening. Not only does the market recover almost immediately, but the bubble continus to grow at an alarming rate. So what ends up happening? Here is where we end up, exactly 4 years later:

- Feb/12 @ $1,235,200 (239% increase in 121 months - 177% with inflation)

randommike

I bought a condo in New West a few months ago for personal use. I prefer buying instead of renting.