Seems like a lot of companies here (big and small) actually serve US customers...
Canadians are not spending a lot of money on things and services. Not that we are poor, (maybe we are), but we just don't seem to spend as much... agree?
US market is large and close by. So having US customer is more 理所當然.
IMO, Canadian is more friendly and nature-like, environmental aware, less care on trendy, materialistic, and stylish goods.
How often do we like to change cell phone, as oppose to Asia?
just for your information, I worked for an all white software engineer firms for few years so I am not afraid to talk to white people and they treat me nicely too (no racism issue too).
"Return of investment = time value of money + opportunity cost
(If you don't understand the terms, google them)
That means what? Using the same lump-sum of money, instead of running a business in Canada, I run a business in Hong Kong. How much more money would I make compared to Canada?"
what are you try to say?
Time value of money is the present value of the money that you are going to receive or pay in the future. it usually use when you purchase fixed income instrument or borrow money
opportunity cost is the best rate of return available for a given level of risk. usually use in calc. required rate of return
don't know how your formula work, but defiantly your formula has nothing to do with your statement.