本帖最後由 Littleprince 於 2009-9-13 23:31 編輯
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RBC International Remittance® Printer friendly version (opens in new window)
In just a few simple steps, you can send money to friends and family around the world.
Deposit directly into bank accounts, or arrange for cash pick-up. Service available to most countries outside Canada and the U.S.
Available currencies: Various currencies, including U.S. dollars, at competitive exchange rates. We recommend sending your remittance in local currency if available; otherwise the beneficiary bank may automatically convert the funds
Before you begin, you'll need the following information (to be sure that your remittance goes through successfully, please verify it carefully with the recipient and/or the beneficiary bank):
* The recipient's name and address, exactly as they appear in the beneficiary bank's records (for direct deposit) or in the recipient's identification documents (for "pay upon identification" or cash pick-up)
* The SWIFT bank identifier code (BIC) of the beneficiary bank (the bank that will receive the payment). If you don't know the BIC of the beneficiary bank, you'll be able to search for it while you're going through the steps of RBC International Remittance. You can also look up the BIC on the SWIFT website, or the website of the beneficiary bank. A BIC typically contains 8-11 characters; please ensure the eighth character in the BIC is not 1 - if it is, the BIC is invalid
* The recipient's bank account number.
o For remittances to Europe and certain other countries, the International Bank Account Number (IBAN). (You can find a complete list of these countries on the SWIFT website.)
o For remittances to Mexico, the clave bancaria estandarizada (CLABE) of the recipient's account
* If you'd like to send the money to be picked up as cash:
o The beneficiary bank's policy on "pay upon identification." In many countries, such as Mexico and those countries using the IBAN, and in many foreign banks, cash pick-up isn't available. Please check beforehand with the beneficiary banking that this option is permitted - if not, your remittance may be returned, less any fees charged by foreign banks
If you've determined that the receiving bank allows "pay upon identification" and you'd like to send your remittance for the recipient to pick it up as cash, this person will need:
* Valid identification, as determined by the beneficiary bank.
Fees
$13.50 Canadian per transaction. (Other charges may be deducted from the sent amount by the beneficiary bank and/or its intermediaries)
Limit
$1,000 (Canadian equivalent) limit on the total amount sent per day. (You may make more than one remittance, as long as the total is not more than $1,000 Canadian)
Other key information
* Once sent, your remittance can't be recalled, cancelled, or changed
* Investigations into any remittances will involve extra charges by the foreign bank as well as Royal Bank of Canada.
* The date when the remittance will be available to the recipient will depend on the date and time you submit your transaction, as well as the time needed for the beneficiary/intermediary banks to process the remittance
* Not all countries are available, and the list of available countries is subject to change at any time |
發表於 2009-9-13 20:03
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