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reason not nuying RRSP?

Any reason you are not buying RRSP?

1) Future tax rates will almost certainly be higher than they are right now
2) You won't take the money out until you retire (most cases), but you might not live till you retire
3) Clawbacks if you have too much in your RRSP
4) It just sits idle in your account and it's very easy to forget about it
5) There are a lot of restrictions on how you can invest in a registered account

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6) If you decide to migrate to another country, you need to think about when you want to withdraw it
7) Many people passively put it in some shxt mutual fund and let it erode
8) A few thousand dollars a year won't make you rich when you retire

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Simple reason ..  no money to buy ....

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6) If you decide to migrate to another country, you need to think about when you want to withdraw it
7) Many people passively put it in some shxt mutual fund and let it erode
8) A few thousand dollars ...
快樂牛郎 發表於 2010-2-1 00:34




Agree X 100~ stop getting brain-wash by the government and the banks ppl!

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Agree X 100~ stop getting brain-wash by the government and the banks ppl!
hium 發表於 2010/2/1 10:10


But then, out of my own self interest, I would much rather see more people shoving up RRSP, since it's one of the foundations of the stock market.  Imagine what would happen if everybody decides to keep cash and sell their funds/stocks.

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6# 快樂牛郎


Money printing machine keep rolling

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本帖最後由 peter236 於 2010-2-1 13:50 編輯
But then, out of my own self interest, I would much rather see more people shoving up RRSP, since it's one of the foundations of the stock market.  Imagine what would happen if everybody decides to  ...
快樂牛郎 發表於 2010-2-1 11:47

What has that to do with RRSP? People can buy mutual funds outside or inside RRSP.

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What has that to do with RRSP? People can buy mutual funds outside or inside RRSP.
peter236 發表於 2010/2/1 12:49


How many people would voluntarily buy stocks/mutual funds if it wasn't for RRSP?

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覺得冇需要買
冇興趣去研究買乜
所以我冇買

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